Afore Consulting is an independent, premium European public affairs consultancy with a core area of expertise in financial services, regulation and competition issues.

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Co-founder and Director

Nickolas co-founded Afore Consulting in 2007. Over a career of 20 years, he has come to be regarded as one   of the most influential financial services consultants in Brussels. Previously, he ran the global regulatory practice at a public affairs company. He has extensive experience in all areas of financial services and competition policy. He trained and worked as a merchant banker in Hamburg.

Nickolas has an MA in History and Politics from the Christian-Albrechts University, Kiel and has also studied and lectured at the University of Limerick and Queens University, Belfast. He speaks German, English and French.

About Nickolas Reinhardt


Co-founder and Director

Anne co-founded Afore Consulting in 2007. She has been in Brussels for 20 years and is a trained barrister, called to the Bar of England and Wales by The Honourable Society of the Inner Temple. She oversees the running of the company. Having worked in the EU institutions, she also advises on engagement, strategy and campaigns.

Anne is Irish and has an MA in European Studies in European law, economics and politics from the University of Limerick. She also speaks French and German.

About Anne Keane


Associate Director

Cristina works on banking issues. As a former European Affairs counsellor in the Romanian government she was in charge of the transposition of EU financial services legislation into national law. Through this role she has extensive experience of the European Commission and Council. She has also actively participated in various expert groups. Immediately before joining Afore Consulting, she worked in a Brussels based consultancy coordinating compliance assessments in the field of financial markets and banking legislation for the European Commission.

She is a Law graduate and holds an MA from the College in Europe with a major in EU Governance and an MA in European and International Business Law from Pantheon-Sorbonne University, Paris. Cristina is Romanian and is fluent in both English and French, with a working knowledge of Italian.

About Cristina Satmarean


Senior Consultant

Jean covers insurance, accounting and tax issues. He follows the work of the standard-setting bodies and regulators in Europe, the US and the IAIS. Jean previously worked for a trade federation representing the accountancy and audit profession and for another consultancy in Brussels.

After his studies he completed internships at the United Nations in New York and the OSCE in Vienna. He is a law graduate having studied in France and the UK. He holds an LLM in European Comparative Law. Jean is French and speaks English, Spanish and elementary Japanese.

About Jean Plattard


Senior Consultant

Morana works on asset management and securities. She has extensive knowledge of the day-to-day functioning of the EU institutions. Before joining Afore Consulting, Morana was at the European Parliament working as the assistant to a Croatian MEP in the EPP Group.

She read Law and Business in Ireland and has an LLM in EU Law from King’s College London. She is Croatian and speaks English and French.

About Morana Mavricek

PalomaGarcia Muñoz

Senior Consultant

Paloma leads on payments, data protection and cyber security issues. She has a background in the European Parliament where she worked with the Spanish Press Delegation. She also worked at the state tax agency in Granada, Spain.

Paloma is a graduate in law and business. She studied at Granada University, Spain and in the UK. She is Spanish and speaks English and French.

About Paloma Garcia Muñoz



Linda works on insurance, asset management and digital single market issues. Before joining Afore Consulting, Linda was a trainee in the Cabinet of the European Commission Vice-President Valdis Dombrovskis. She also worked on institutional Affairs at the Permanent Representation of Latvia to the EU during the run-up to the Latvian Presidency of the Council of the EU. She holds an MA in European Political and Administrative Studies from the College of Europe and a BA in European Studies from Maastricht University. She is Latvian and speaks English and French.

About Linda Strazdina



Elin works on trade, tax, EFSI, and payments. She joined Afore Consulting after having completed a traineeship at the European Commission in DG ECFIN. She had previously been an intern at the Swedish Permanent Representation to the EU at the trade section of the Ministry for Foreign Affairs.

Elin is Swedish and has a Masters degree in Economics from Linköping University. She is fluent in English and Portuguese and has a working knowledge of French.

About Elin Fredriksson


Junior Consultant

Danai is part of our payments team and also works on FinTech. She joined Afore Consulting after completing her traineeship at the European Commission. She was previously an EU Policy Officer at the Brussels office of the association representing Irish business, Ibec. She holds an MA in European Public Policy from King’s College, London and a BA in European Studies from Trinity College, Dublin. She holds both Irish and Greek nationality.

About Danai Lazari


Junior Consultant

Benedetta covers insurance, pensions, competition policy and Brexit. She previously completed an internship at the General Secretariat of the Council of the European Union where she participated in the Brexit Working Group.She holds a combined Bachelor and Master’s degree in Law from the Università degli studi “Roma Tre”. Benedetta is Italian and speaks English, French and Spanish.

About Benedetta Lavitola


Junior Consultant

Luca covers banking recovery and resolution, taxation and Eurozone reform. He was previously an Advisor at the regional representation office of the Italian region of Emilia Romagna supporting activities on Cohesion Policy and the Multiannual Financial Framework. He was also a Robert Schuman Trainee at the European Parliament at the Economic Governance Support Unit.

Luca holds an MA in Economics from the Università Cattolica del Sacro Curore, Milan and a BSc in Economics of Businesses and Markets from the same university. Luca is Italian and speaks English and French.



Junior Consultant

Tina works on sustainable finance, infrastructure investment, accounting and auditing and EU-Asia. Previously she was a Robert Schuman Trainee at the European Parliament in the Policy Department for Budgetary Affairs.

She trained as a lawyer and worked for some time in her native Slovenia. She holds a Master of Laws from Leiden University and a BA in law from the University of Ljubljana. She is Slovenian and speaks English, French, Croatian, Bosnian and Serbian.

About Tina Samar


Junior Consultant

Sarah covers payments, retail banking, consumer protection and supports on Fintech. She previously was a Trainee at the Luxembourg Bankers’ Association (ABBL) and the Association of the Luxembourg Fund Industry (ALFI)

Sarah holds a Master’s in International Law from the University of Edinburgh and a First Class Honours degree in law from Robert Gordon University, Aberdeen. Sarah is Scottish.

About Sarah Callaghan


Executive Assistant

Alessandra runs the Afore Consulting office day to day. She is the first point of contact for our clients when they meet with us in Brussels and generally coordinates the smooth running of our fast paced office.She previously was a Robert Schuman Trainee in the European Parliament and coordinated events for the Former Members Association of the European Parliament.

Alessandra holds a Master’s degree in Philosophy from La Sapienza University, Rome.She is Italian and speaks English and French.

About Alessandra Perna